SAN FRANCISCO (KRON) – On today’s edition of Rob Black’s Winners and Losers, our financial expert Rob Black and KRON 4’s Mark Danon talk about iPhone sales, oil and how you will not win the Powerball jackpot.

Every major Apple analyst is now predicting a decline in iPhone sales. A first for the iPhone as Apple has never before reported a decline in iPhone sales. Piper Jaffray’s Gene Munster, one of the better-known analysts who cover Apple, has joined the ranks of his colleagues and competitors who are predicting a decline in iPhone sales when CEO Tim Cook reports his December quarterly earnings on January 26. it faced or deliberately overstating underlying trends.”

There’s growing evidence that Saudi Arabia’s attempt to flood the crude market at a time of oversupply and concerns about weakening demand is not working. We’re in a predatory pricing environment. That’s what’s happened. The Saudis turned 1.8 million barrels on, and basically their intent was to drown us.

You will not win the Powerball jackpot, it’s basically a tax on poor people. Despite the dreams that felt so real, you are still not filthy rich. Your vision of a more fulfilling life, attained by purchasing it with money, was punched in the eye by the cruel jab of reality shortly after 10:59 p.m. Saturday, when you checked your Powerball ticket and saw that you had not won. If you’d like the thrill of not winning without actually spending money, The Los Angeles Times has a Powerball simulator. You’ll lose that too.

Black answers the question: Can I leave my stepchildren nothing if my husband dies?