SAN FRANCISCO (KRON) — On today’s edition of Rob Black’s Winners and Losers, our financial expert Rob Black and KRON 4’s Mark Danon talk about housing bubbles, cash and the decline of unions.

Many people are concerned we are in a luxury housing bubble right now. If you look at the sale of million dollar homes, it does not appear we are headed into a bubble. Or does it?

People across the nation are using cash less and less. Could the U.S. be moving towards being completely cashless? Debit cars are the most common way to pay for items.

Black answers Andrew’s question: Should I buy Apple before they announce a new phone tomorrow?